After a detailed review of the market position for ATE insurance applications for commercial cases requiring adverse costs and own disbursement cover of up to £250,000, TheJudge have concluded that these proposals are best served by a process that involves us approaching a smaller number of insurers who are able to provide an immediate response and who have proven over time that they are able to offer commercial terms on a sufficiently proportionate basis in order to be of interest to clients for cases where there is a higher degree of scrutiny on economics.

By working only with insurers that understand the challenges of proportionality, we can, in most occasions, avoid the scenario of all markets declining to offer terms. The other major positive of this approach is that we can confirm whether one or more quotations are likely to be available and, if so, provide indicative commercial terms within 24 hours of receiving a short online application, which enables lawyers to have informed conversations with their clients about their insurance options without having to wait the usual 5-10 working days.

If you would like to find out more please click here, if you would like to discuss please contact Patrick Webber on 020 3882 7489 or at